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Motor Vehicle Compensation A motor vehicle is any device that is used to transport people or property across public highways. It is powered by mechanical means. Motor vehicles include cars, trucks, buses, motorbikes, and even planes. Two studies have found that interfacing with insurance companies during the process of claiming compensation for the result of a motor vehicle accident was associated with elevated levels of anxiety. More research is needed to determine how this happens. Damages The value of your claim for compensation from a motor vehicle accident is contingent on the specific costs and losses you've suffered. A personal injury lawyer can assist you in determining the appropriate amount of compensation in your specific situation. Damages are usually classified as “special” and “general.” Particular damages are the ones that can be considered as a cost like medical bills or car repair bills. General damages are more difficult to estimate and may include non-economic aspects like pain and suffering. If your injuries were severe enough to be considered a serious injury under New York state law, you may be entitled to additional compensation in addition to the insurance company's offer to you. If you suffer from a permanent impairment that substantially affects your quality of life you could be entitled to compensation for loss in consortium as well as other non-economic damages. You could be able to claim reimbursement for the costs of public transportation, taxis or ridesharing if you were unable to drive following your accident. You may also be able to pay for the maintenance of your property and home when you are unable to perform these tasks because of your injuries. You could be able to get the loss back in resales for your vehicle that has been damaged. In some instances, the at-fault party may be ordered to pay punitive damages if there's evidence that the defendant has intentionally caused the accident. These damages are designed to penalize the responsible party for recklessness or negligence. Medical bills The victims of motor vehicle accidents often suffer from high medical costs caused by their injuries. Some car insurance policies include medical payment coverage, referred to as med-pay, which can help with the expenses. This coverage is typically offered regardless of who was at fault for a crash. It is important to keep in mind that medical coverage cannot replace health insurance. In fact, a victim must always file a claim through his or her own health insurance before submitting a claim to the at-fault driver's car insurance company. It is also possible to claim reimbursement for expenses such as transportation costs to and from medical appointments. To ensure that they receive fair amount of money, victims should be diligent in tracking and archiving receipts. The No-Fault insurance can also compensate victims for lost wages, if they cannot work due to injuries. The maximum amount that may be collected is $2,000 per month for a maximum of 3 years. The No-Fault insurer may also be required by law to offset any Disability, Workers' Compensation, or Social Security benefits that are received by the victim. Despite the financial aid that is available, it could take months, and sometimes years, for a favorable settlement to be reached. In the meantime, medical debt collection agencies may be calling, and unpaid bills can be a major threat to a person's credit rating. To avoid this, the victims must establish a client-attorney partnership with a law firm that represents auto accident cases. Loss of wages You could find yourself in financial trouble following an accident in the car. Medical bills, credit card debt, and loan payments may get a lot more expensive when you are not able to work. In motor vehicle accident attorney daly city of income can cause your family stress. You can claim lost wages from your car accident attorney. In order to prove your loss of wages, you will need documentation that verifies your hourly or salary and the number of days missed due to injury. This can include a letter from your employer pay stubs, pay stubs, bank statements, tax returns and many more. If you are self-employed or work on commission the proof of your income may be more difficult. However, your expert car accident lawyer will assist you gather the necessary evidence to back your claim. You can only recover your lost wages as part of a car accident claim. You can't recover them from disability or worker's comp insurance, as this could be considered a double recovery. The insurance company that is no-fault will send you to an independent doctor who they have hired to examine you. This doctor will determine the extent to which your injuries, in the opinion of the doctor, are preventing you from working. This is known as an independent medical exam (IME), and you must be aware that the doctor who conducts your IME is biased toward the insurance company. Suffering and pain Contrary to medical bills and loss of wages, it's hard to put a price on the suffering and pain caused by a motor accident. The emotional trauma caused by an accident in the car can be more severe than the physical injuries. Someone suffering from PTSD might experience anxiety or insomnia that can make it difficult for them to sleep well. They may also be unable drive due to fear of another accident. An attorney can help you determine the total value of your non-economic damages and work with a jury decide how much you can be awarded for your suffering and pain. This figure can also be affected by the severity of your injuries and how they impact your daily routine. It might be beneficial to keep a diary or have your family or friends provide written statements. Some states have a cap on the amount paid for pain and suffering. New York does not, but victims are permitted to file lawsuits and seek compensation for serious injuries, not minor ones. It is essential to speak with an Manhattan car accident lawyer to know the true cost of your injuries and how to prove that you are entitled to an adequate amount of compensation for your economic and non-economic losses.